Business Details
31 Years
experience
Emergency
services
Your Trusted Buy Here Pay Here Car Dealership in Manchester, CT
Established in 1995, Frank's Auto Credit is a family-owned and operated used car dealership serving the Greater Hartford community. We specialize in providing in-house financing solutions for customers with bad credit, poor credit, or no credit. Our inventory features quality pre-owned vehicles that undergo rigorous safety inspections and necessary repairs before sale. We offer 100% credit approval, low down payments, and flexible weekly payment plans.Our team prioritizes personalized service, reporting payments to TransUnion to help customers rebuild credit. With nearly 30 years of experience, we ensure a stress-free car-buying process with same-day approvals and a 60-day/3,000-mile warranty on all vehicles.
Services
Buy Here Pay Here Financing
In-House Financing
Pre-Owned Vehicles
Credit Building Assistance
Vehicle Warranties
Details
- Year established: 1995
Highlights and features
- Family-owned since 1995 with nearly 30 years of local experience
- 100% credit approval for customers with bad or no credit
- Same-day car purchases with low down payment options
- 60-day/3,000-mile warranty on all pre-owned vehicles
- Weekly payment plans tailored to individual financial needs
What people say
Fast and easy transaction
Great service and friendly
Same day purchase
Helped build credit
Affordable cars
Services
Buy Here Pay Here Financing
Our buy-here-pay-here financing model allows direct payments to Frank's Auto Credit with weekly or bi-weekly options. Customers receive same-day approvals regardless of credit history, making vehicle ownership accessible for those with financial challenges.
Pre-Owned Vehicles
We offer inspected, quality pre-owned cars, trucks, SUVs, and minivans with necessary repairs completed. Each vehicle includes a 60-day/3,000-mile warranty, ensuring reliable transportation for customers rebuilding their credit.
Credit Building Assistance
We report payments to TransUnion to help customers rebuild credit scores through timely payments. This service enables clients to improve their financial standing while maintaining reliable transportation.
People
Frank M. Lynch
Founder
Frank M. Lynch established Frank's Auto Credit in 1995, creating a family-owned dealership focused on community needs. With decades of automotive experience, he pioneered a credit-inclusive financing model that continues serving Connecticut residents.
Questions
What credit score do you require for approval?
We work with all credit scores, including bad credit, poor credit, and no credit histories.
Can I build credit through your financing?
Yes, we report payments to TransUnion to help customers rebuild their credit scores.
Do you offer same-day car purchases?
Yes, most customers complete purchases and drive away the same day with required documentation.
What payment plans are available?
We offer flexible weekly and bi-weekly payment options with low down payment requirements.
What warranties do you provide?
All vehicles include a 60-day/3,000-mile warranty covering essential mechanical components.
What documentation is needed for approval?
We require two pay stubs, personal references, a phone bill, and a valid CT driver's license.
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