Business Details
35 Years
experience
Your Trusted Used Car Dealer in Layton, UT
Automatic Car Credit was founded in 1991 on old-fashioned principles of exceptional customer service and ethical business practices. We specialize in helping customers with good, bad, or no credit secure reliable used vehicles through a unique combination of in-house financing and partnerships with top sub-prime lenders. Our non-commissioned sales team ensures a pressure-free experience, with most customers working directly with one dedicated representative throughout the entire process. With over 22 years of experience and a 99% financing approval rate, we've built a reputation for transparency and customer care that has resulted in a 75% repeat and referral rate.Our philosophy of treating customers with respect and confidentiality has helped thousands overcome credit challenges while purchasing vehicles at fair prices. We maintain a clean, relaxed sales environment and offer a car-finder service to help customers locate specific vehicle models. Our corporate office in Layton, Utah, serves as the foundation for our commitment to making automotive dreams accessible to all credit types.
Services
Used Car Sales
Auto Financing
Vehicle Repair
Car Finder Service
In-House Financing
Details
- Year established: 1991
Highlights and features
- We offer non-commissioned sales staff for pressure-free car buying experiences
- 22+ years of experience helping customers with all credit types
- 99% financing approval rating with multiple lending options available
- 75% customer retention rate through exceptional post-purchase support
- In-house financing options unavailable at traditional dealerships
What people say
No pressure sales
99% approval rate
Repeat customers
Credit rebuilding help
Fair pricing
Services
Used Car Sales
We offer extensive selection of quality used cars, trucks, vans, and SUVs with transparent pricing and no-pressure sales environment. Our inventory caters to diverse customer needs while maintaining rigorous quality standards. Each vehicle undergoes comprehensive inspection before sale to ensure reliability and safety.
Auto Financing
Our unique financing solutions combine in-house programs with partnerships across major sub-prime lenders to achieve 99% approval rates. We specialize in creating customized payment plans that accommodate various credit profiles while maintaining competitive interest rates.
Vehicle Repair
We provide comprehensive repair services ranging from routine maintenance to major mechanical work with transparent pricing. Our certified technicians handle all makes and models using quality parts while offering detailed cost breakdowns for every repair service.
Car Finder Service
Our exclusive car-finder service helps customers locate specific vehicle models not currently in inventory. We leverage our extensive dealer network to source desired vehicles at comparable pricing and service terms.
In-House Financing
Our proprietary financing programs offer alternative solutions for credit-challenged buyers through flexible terms and personalized payment structures. This unique option often provides better rates than traditional sub-prime lenders while expediting the approval process.
Questions
What credit types does Automatic Car Credit work with?
We specialize in working with all credit types including good credit, bad credit, and no credit situations through our unique financing options.
How quickly can I get approved for financing?
Our streamlined application process typically provides approval decisions within 24 hours through our secure online system.
Do you have a vehicle finder service?
Yes, our exclusive car-finder service helps locate specific vehicle models not currently in our inventory at competitive pricing.
What sets you apart from traditional dealerships?
Our non-commissioned sales team, in-house financing, and 75% customer retention rate distinguish us from conventional used car dealers.
Are repair services available at your locations?
Yes, we offer comprehensive vehicle repair services with pricing ranging from $30 for oil changes to $1,000 for major bumper repairs.
