Business Details
Your Trusted Used Car Dealer in Piqua, OH
Paul Sherry Car N Credit is a leading buy here pay here dealership serving Piqua, Ohio, and the broader Miami Valley region. With a focus on assisting customers with bad credit or no credit, we specialize in guaranteed auto financing and offer a diverse inventory of used cars, trucks, SUVs, and vans. Our team prioritizes transparency, reporting monthly to credit bureaus to help clients rebuild credit scores efficiently. As an A+ rated BBB member, we uphold high standards of customer service and ethical practices. Our short two-year loan terms differentiate us from competitors, enabling faster credit recovery.Located conveniently off I-75, we serve communities including Dayton, Troy, Sidney, and Springfield. Our commitment to customer satisfaction is reflected in our personalized approach, extensive vehicle inspections, and educational resources like the government-issued vehicle finance guide. We pride ourselves on honest dealings, avoiding high-pressure sales tactics, and fostering long-term relationships through referrals and positive experiences.
Services
Bad Credit Car Loans
Guaranteed Financing
Used Car Sales
Online Inventory Browsing
Payment Plans
Highlights and features
- We guarantee auto financing with no credit checks for residents in the Miami Valley.
- Our short two-year loan terms accelerate credit score recovery compared to industry standards.
- We report monthly to TransUnion to help rebuild your credit history.
- We maintain an A+ rating with the Better Business Bureau for ethical practices.
- Our inventory includes detailed vehicle descriptions and photos to ensure transparency.
Associations and certifications
- Better Business Bureau (BBB)
What people say
Great customer service
Honest approach
A+ BBB rating
Credit rebuilding help
Transparent financing
Services
Bad Credit Car Loans
We specialize in auto loans for customers with poor or no credit. Our program offers guaranteed financing without credit checks, competitive rates, and monthly reporting to credit bureaus. This service helps clients rebuild credit scores quickly through structured two-year terms.
Used Car Sales
Our inventory includes a wide range of pre-owned cars, trucks, SUVs, and vans. Each vehicle undergoes rigorous inspection to ensure reliability. We provide detailed descriptions, photos, and pricing transparency to help customers make informed decisions.
Guaranteed Financing
Our financing program guarantees approval for residents within 60 miles of our dealership. With no credit checks and same-day delivery, we streamline the car-buying process while offering flexible payment options tailored to individual budgets.
Online Inventory Browsing
Our website features high-resolution photos, videos, and detailed vehicle information to facilitate remote shopping. Customers can compare models, review financing terms, and apply for loans online before visiting our dealership.
Payment Plans
We offer weekly and bi-weekly payment options to accommodate diverse financial situations. These plans align with our short-term financing structure, enabling faster credit recovery while maintaining affordability.
Questions
Do you offer financing for customers with bad credit?
Yes, we guarantee auto financing with no credit checks for residents in the Miami Valley.
What types of vehicles are available?
We offer a wide selection of used cars, trucks, SUVs, vans, and sedans at competitive prices.
How can I apply for a car loan?
Apply online with no credit impact or visit our dealership to complete the financing process in person.
Do you report payments to credit bureaus?
Yes, we report monthly to TransUnion to help improve your credit score through timely payments.
What documents are required for financing?
Bring proof of income, insurance, a valid Ohio driver's license, and a down payment in cash.
Can I trade in my current vehicle?
Yes, we accept trade-ins and offer top dollar for cars, trucks, SUVs, and vans.